For insurance carriers

Reduce claims costs.
Retain more policyholders.

Give every renter and homeowner policyholder an AI home inventory as a built-in benefit. Documented policyholders file faster, dispute less, and churn less.

Request a demo See how it works

Pricing from $3/policyholder/year. No per-claim fees. White-label available.

47%
of renters have no home inventory at time of claim (III, 2024)
3.2×
longer average settlement time for undocumented claims
$380
average disputed amount per claim without inventory documentation
$3
per policyholder per year on our Carrier Basic plan
Why carriers choose Identithing

A policyholder benefit that pays for itself.

Every undocumented claim costs your adjusters time and your company money. Identithing eliminates that gap before a loss event occurs.

Faster claims settlement

Policyholders with documented inventories submit complete, structured claims from day one. Adjusters get room-by-room item lists with estimated values — not a handwritten note.

Avg. 2.1 days faster settlement

Fewer disputes

When a policyholder has timestamped, AI-verified item records, disputed valuations drop significantly. Documentation exists before the loss — not reconstructed after it.

Reduced post-claim disputes

Higher retention

Policyholders who use an inventory tool are more engaged with their coverage and more likely to renew. A tangible benefit differentiates your policy at renewal time.

Value-added benefit at no extra premium

Customer data stays with the customer

Identithing is policyholder-owned. We do not share inventory contents with carriers — only what your policyholder chooses to share at claim time, on their terms. AES-256 encryption at rest, GDPR-ready export and deletion, no cross-account data use.

Trust-first by design
Implementation

Live in days, not quarters.

No custom development required on your side. We provision accounts, you send an invitation.

1

Carrier signs agreement

Annual seat license based on active policy count. Volume pricing available.

2

We provision your portal

Branded invitation link and admin dashboard ready within 48 hours. No engineering required.

3

You invite policyholders

Send your branded invite via your existing welcome email, renewal notice, or app notification.

4

Policyholders document

They photograph their home. AI catalogs every item automatically. Inventory is ready before any loss occurs.

5

Claims use the data

At claim time, the policyholder exports their inventory directly to your adjuster. Structured, timestamped, AI-verified.

Carrier pricing

Seat-based licensing — pay per policyholder.

Annual contracts. Volume discounts available for 100,000+ policies. No per-claim fees, no usage overages.

Carrier Basic

Regional and mid-size carriers — 5,000–50,000 policies.

$3/ policyholder / year

Get your policyholders documenting fast, with minimal integration work.

  • Branded invite link (your logo + colors)
  • Bulk account provisioning via CSV or API
  • Admin dashboard — adoption rate, active users
  • Policyholders get Pro-level inventory features
  • Adoption metrics (enrolled / active / documented)
  • Email support, 48-hour SLA
Request pricing
Min. 5,000 policies · Annual contract
Most popular

Carrier Pro

National carriers — 50,000–500,000 policies.

$1.50/ policyholder / month

Deep integration with your policy management system and claims workflow.

  • Everything in Carrier Basic
  • White-label mobile experience (your brand throughout)
  • REST API — pull inventory data into your claims system
  • Per-claim inventory export endpoint
  • Quarterly adoption + outcomes report
  • Dedicated customer success manager
  • 99.9% uptime SLA
Request demo
Min. 50,000 policies · Annual contract

Enterprise

Top 10 P&C carriers — 500,000+ policies.

Custom

Full white-label, custom data pipeline, and actuarial data integration.

  • Everything in Carrier Pro
  • Full white-label — our platform, your product name
  • Custom integration with your claims system
  • On-premise or dedicated cloud deployment
  • AES-256 encryption at rest, GDPR-compliant data handling
  • Custom SLA and support terms
  • Executive business review (quarterly)
Contact sales
Custom contract · Multi-year available
ROI at a glance 50,000-policy portfolio · Carrier Basic
Identithing Carrier Basic cost $150,000 / year
Annual claims volume (est. 8% loss ratio) 4,000 claims / year
Documented claims resolve ~2 days faster (@ $200/adjuster-day) $1,600,000 saved
Disputed item reduction (est. $380 avg, 15% reduction) $228,000 saved
Retention improvement (est. 0.5% fewer lapses @ $180 avg premium) $45,000 retained revenue
Net benefit vs. cost ~$1,723,000 / year
Estimates based on Insurance Information Institute industry data. Actual results vary by portfolio. Request a custom ROI analysis for your book of business.

See it working on your portfolio.

30-minute demo tailored to your carrier context — claims workflow, admin portal, and integration options.

Or email us directly: [email protected] · Response within 1 business day